Archbishop Nicholas Duncan-Williams, founder and leader of Action Chapel International, has sparked public discussion after urging couples to prioritize financial readiness before tying the knot. He criticized the trend of extravagant weddings, saying couples should avoid ceremonies unless they have at least GH¢100,000 in the bank.
Strong Message on Wedding Costs and Debt
In a sermon that has since gone viral on social media, Duncan-Williams questioned why some couples feel compelled to organize costly weddings despite limited means. He warned that starting married life with debt can strain relationships early on.
“If the man cannot prove that he has at least GH¢100,000 in his bank account, he shouldn’t have a wedding,” he said, explaining that debt from suppliers and services can quickly overwhelm a new couple.
Rethinking the Meaning of Marriage
Duncan-Williams argued that the focus on elaborate ceremonies and receptions has distorted the true meaning of marriage. He stressed that marriage is not about the wedding celebration itself, but a lifelong commitment between partners.
“Marriage is not a wedding… Love doesn’t buy provisions; love doesn’t pay the bills,” he told his congregation, urging couples to avoid financial strain in the name of showy events.
Proposal for Simpler Ceremonies
While he clarified that he does not oppose marriage or support couples financially, Duncan-Williams encouraged simpler, church-based ceremonies without lavish receptions. He suggested that several couples could be married together during Sunday service, with minimal fanfare and no expensive extras.
Public Reaction
The Archbishop’s comments have ignited debate online. Many praised his focus on financial responsibility and a return to core values. Others, however, argue his views may be too rigid or out of touch with modern cultural expectations around weddings.

